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USSD Transfer Codes For Banks In Nigeria

May 13, 2024

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In this post, I will be revealing the various USSD transfer codes for banks in Nigeria. Before now, performing various banking transactions has been difficult.

Transferring funds from your bank account to another account like your friends, family members, and other 3rd party accounts has been stressful and difficult. It was characterized by having to stand in long queues and waiting for a long time before transferring or depositing funds.

But the emergence of the USSD Transfer Codes into the banking system has eased the difficulties in performing various banking transactions.

The scale of USSD Transfer Code’s contribution to the banking system can never be overstated. With the USSD Transfer Code, one can now easily transfer funds from his account to 3rd party account in a couple of seconds.

There exist various USSD transfer codes for banks in Nigeria which I will be revealing.

The USSD Transfer Code is not just limited to the transfer of funds only. It also aids in other transactions like;
1: Topping up of airtime
2: Buying of data
3: Payment of bills like Electricity, Water, Taxes, etc.
4: Checking of the account balance(s)
5: Checking of your Bank Verification Number (BVN). And so much more.

Contents show

USSD Transfer Codes For All Banks In Nigeria

AccessDiamond Bank: Dial, *901#
FCMB Bank USSD code: Dial, *329#
Fidelity Bank USSD code: Dial, *770#
Zenith Bank USSD code: Dial, *966#
First Bank of Nigeria USSD code: Dial, *894#
Keystone Bank USSD code: Dial, *322*082#
Heritage Bank USSD code: Dial, *322#
Jaiz Bank USSD code: Dial, *389*301#
GT Bank USSD code: Dial,*737#
Union Bank USSD code: Dial, *389*038#
Stanbic IBTC Bank USSD code: Dial, *909#
Sterling Bank USSD code: Dial, *822#
Polaris Bank USSD code: Dial, *833#
Unity Bank USSD code: Dial, *389*215#
UBA Bank USSD code: Dial, *919#
Eco Bank USSD code: Dial, *326#
Wema Bank USSD code: Dial, *945#

ACCESSDIAMOND BANK USSD Transfer Code

The transfer code for AccessDiamond is *901#. You can perform other commands such as;

Airtime Self: Dial *901*Amount#
Airtime Others: Dial *901*Amount*recipient phone number#
Transfer of Funds to 3rd Party Account: Dial *901*2*Amount*recipient account number#
Bill payment: Dial *901*3#
Check Balance: *901*5#

FCMB BANK USSD Transfer Code

The transfer code for First City Monument Bank (FCMB) is *329#. You can perform other commands such as;

Airtime Self: Dial *329*Amount#
Airtime Others: Dial *329*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *329*Amount*3rd party account number#
Check Balance: Dial *329*00#
To Reset Pin: *329*0#

FIDELITY BANK USSD Transfer Code

The transfer code for Fidelity Bank is *770#. You can perform other commands such as;

Airtime Self: Dial *770*Amount#
Airtime Others: Dial 770*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *770*Amount*3rd party account number#
Check Balance: *770*0#

ZENITH BANK USSD Transfer Code

The transfer code for Zenith Bank is *966#. You can perform other commands such as;

Airtime Top Up; Self/Others: *966*Amount*recipient phone number#
Transfer funds to 3rd party: *966*Amount*3rd party account number#
Check Balance: *966*00#
To Reset Pin: *966*60#
Retrieve Card Pin: Dial *966*60# and select

FIRST BANK USSD Transfer Code

The transfer code for First Bank is *894#. You can perform other commands such as;

Airtime Self: Dial *894*Amount#
Airtime Others: Dial *894*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *894*Amount*3rd party account number#
Check Balance: *894*00#

KEYSTONE BANK USSD Transfer Code

The transfer code for Keystone Bank is *322*082#. . You can perform other commands such as;

Airtime Self: Dial *7111*Amount#
Airtime Others: Dial *7111*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *7111*Amount*3rd party account number#
Check Balance: *322*082#

HERITAGE BANK USSD Transfer Code

The transfer code for Heritage Bank is *322*030#. You can perform other commands such as;

Airtime Self: Dial *322*030*Amount#
Airtime Others: Dial *322*030*recipient phone number*Amount#
Transfer of funds to 3rd party: Dial *322*030*Amount*3rd party account number#
Check Balance: *322*030# and follow the on screen prompt.

JAIZ BANK USSD Transfer Code

The transfer code for Jaiz Bank is *389*301#. You can perform other commands such as;

Airtime Self: Dial *773*Amount#
Airtime Others: Dial *773*recipient phone number*Amount#
Transfer of funds to 3rd party: Dial *389*301# and follow the on screen prompt.
Check Balance: *389*301# and follow the on screen prompt.

GT BANK USSD Transfer Code

The transfer code for GT Bank is *737#. You can perform other commands such as;

Airtime Self: Dial *737*Amount#
Airtime Others: Dial *737*recipient phone number*Amount#
Transfer of funds to 3rd party: Dial *737*2*Amount*3rd party account number#
Check Balance: *737*61#

UNION BANK USSD Transfer Code

The transfer code for Union Bank is *389*038#. You can perform other commands such as;

Airtime Self: Dial *826*Amount#
Airtime Others: Dial *826*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *826*2*Amount*3rd party account number#
Check Balance: *862# and follow the instructions.

STANBIC IBTC BANK USSD Transfer Code

The transfer code of STANBIC IBTC Bank is *909#. You can perform other commands such as;

Airtime Self: Dial *909*Amount#
Airtime Others: Dial *909*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *909*22*Amount*3rd party account number#
Check Balance: *909*1*1#

STERLING BANK USSD Transfer Code

The transfer code for Sterling Bank is *822#. You can perform other commands such as;

Airtime Self: Dial *822*Amount#
Airtime Others: Dial *822*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *822*5*Amount*3rd party account number#
Check Balance: *866*2# and follow the instructions.

POLARIS BANK USSD Transfer Code

The transfer code for Polaris Bank is *833#. You can perform other commands such as;

Airtime Self: Dial *833*Amount#
Airtime Others: Dial *833*Amount*recipient phone number#
Transfer of funds to 3rd party: Dial *833*5*Amount*3rd party account number#
Check Balance: *833*6# and follow the instructions.

UNITY BANK USSD Transfer Code

The transfer code for Unity Bank is *7799#. You can perform other commands such as;

Airtime Self: Dial *7799*Amount#
Airtime Others: Dial *7799*recipient phone number*Amount#
Transfer of funds to 3rd party: Dial *7799*2*3rd party account number*Amount#
Check Balance: *7799*0#
BVN Verification: Dial *7799*5#

UBA BANK USSD Transfer Code

The transfer code for UBA Bank is *919#. You can perform other commands such as;

Airtime Self: Dial *919*Amount#
Airtime Others: Dial *901*recipient phone number*Amount#
Transfer of funds to 3rd party: Dial *919*4*3rd party account number*Amount#
Check Balance: *919*00#
Pay Bills: Dial *919*5#

ECO BANK USSD Transfer Code

The transfer code for ECO Bank is *326#. You can perform other commands such as;

Airtime Self: Dial *326*Amount#
Airtime Others: Dial *326# and follow the on screen prompt
Transfer of funds to 3rd party: Dial *326# and follow the on screen prompt number*Amount#
Check Balance: *326*0#

WEMA BANK USSD Transfer Code

The transfer code for WEMA Bank is *945#. You can perform other commands such as;

Airtime Self: Dial *945*phone number*Amount#
Airtime Others: Dial *945*recipient phone numberAmount#
Transfer of funds to 3rd party: Dial *945*3rd party account number number*Amount#
Check Balance: *945*0#

With these various bank transfer codes one can easily perform various banking functions without going to the bank. That’s all on the various transfer codes for banks in Nigeria.